Hdfc Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 7
Rating
Growth Option 27-01-2026
NAV ₹59.6(R) +0.07% ₹64.86(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.87% 7.12% 5.86% 6.42% 6.66%
Direct 7.5% 7.76% 6.5% 7.06% 7.33%
Benchmark
SIP (XIRR) Regular 5.83% 6.89% 6.54% 5.95% 6.26%
Direct 6.46% 7.52% 7.18% 6.59% 6.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.28 3.5 0.72 4.98% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.44% 0.0% 0.0% 0.23 0.28%
Fund AUM As on: 30/12/2025 25403 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Low Duration Fund - Weekly IDCW 10.07
0.0100
0.0700%
HDFC Low Duration Fund - Direct Plan - Weekly IDCW 10.07
0.0100
0.0800%
HDFC Low Duration Fund - Direct Plan - Daily IDCW 10.07
0.0000
0.0000%
HDFC Low Duration Fund - Daily IDCW 10.14
0.0000
0.0100%
HDFC Low Duration Fund - Monthly IDCW 10.16
0.0100
0.0700%
HDFC Low Duration Fund - Direct Plan - Monthly IDCW 10.16
0.0100
0.0800%
HDFC Low Duration Fund - Growth 59.6
0.0400
0.0700%
HDFC Low Duration Fund - Direct Plan - Growth 64.86
0.0500
0.0800%

Review Date: 27-01-2026

Beginning of Analysis

In the Low Duration Fund category, Hdfc Low Duration Fund is the 7th ranked fund. The category has total 19 funds. The Hdfc Low Duration Fund has shown a very good past performence in Low Duration Fund. The fund has a Jensen Alpha of 4.98% which is lower than the category average of 5.29%, showing poor performance. The fund has a Sharpe Ratio of 3.28 which is higher than the category average of 3.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Hdfc Low Duration Fund Return Analysis

  • The fund has given a return of 0.22%, 1.24 and 2.76 in last one, three and six months respectively. In the same period the category average return was 0.23%, 1.22% and 2.75% respectively.
  • Hdfc Low Duration Fund has given a return of 7.5% in last one year. In the same period the Low Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.76% in last three years and ranked 2.0nd out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.55%.
  • The fund has given a return of 6.5% in last five years and ranked 4th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.36%.
  • The fund has given a return of 7.33% in last ten years and ranked 3rd out of 15 funds in the category. In the same period the category average return was 6.97%.
  • The fund has given a SIP return of 6.46% in last one year whereas category average SIP return is 6.36%. The fund one year return rank in the category is 6th in 19 funds
  • The fund has SIP return of 7.52% in last three years and ranks 3rd in 19 funds. Icici Prudential Savings Fund has given the highest SIP return (7.57%) in the category in last three years.
  • The fund has SIP return of 7.18% in last five years whereas category average SIP return is 7.01%.

Hdfc Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.44 and semi deviation of 0.28. The category average standard deviation is 0.41 and semi deviation is 0.26.
  • The fund has a beta of 0.26 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.17
    0.19
    		0.13 | 0.24 14 | 19 Average
    3M Return % 1.09
    1.08
    		0.96 | 1.32 7 | 19 Good
    6M Return % 2.45
    2.47
    		2.21 | 2.82 11 | 19 Average
    1Y Return % 6.87
    6.77
    		6.18 | 7.42 6 | 19 Good
    3Y Return % 7.12
    6.99
    		6.43 | 7.71 4 | 19 Very Good
    5Y Return % 5.86
    5.83
    		5.19 | 7.17 5 | 17 Very Good
    7Y Return % 6.42
    6.02
    		5.40 | 6.91 3 | 17 Very Good
    10Y Return % 6.66
    6.48
    		5.95 | 7.19 5 | 15 Good
    15Y Return % 7.21
    7.29
    		6.72 | 7.90 8 | 12 Average
    1Y SIP Return % 5.83
    5.80
    		5.25 | 6.50 7 | 19 Good
    3Y SIP Return % 6.89
    6.82
    		6.27 | 7.45 6 | 19 Good
    5Y SIP Return % 6.54
    6.48
    		5.87 | 7.13 4 | 17 Very Good
    7Y SIP Return % 5.95
    5.85
    		5.21 | 6.47 5 | 17 Very Good
    10Y SIP Return % 6.26
    6.08
    		5.57 | 6.76 3 | 15 Very Good
    15Y SIP Return % 6.72
    6.46
    		4.16 | 7.33 5 | 13 Good
    Standard Deviation 0.44
    0.41
    		0.37 | 0.52 17 | 19 Poor
    Semi Deviation 0.28
    0.26
    		0.22 | 0.40 17 | 19 Poor
    Sharpe Ratio 3.28
    3.19
    		2.03 | 4.56 10 | 19 Good
    Sterling Ratio 0.72
    0.70
    		0.65 | 0.77 4 | 19 Very Good
    Sortino Ratio 3.50
    3.94
    		1.21 | 8.89 11 | 19 Average
    Jensen Alpha % 4.98
    5.29
    		4.80 | 5.79 18 | 19 Poor
    Treynor Ratio 0.06
    0.08
    		0.05 | 0.11 16 | 19 Poor
    Modigliani Square Measure % 12.97
    13.75
    		12.57 | 14.73 17 | 19 Poor
    Alpha % -0.92
    -1.02
    		-1.52 | -0.33 5 | 19 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.22 0.23 0.19 | 0.28 14 | 19 Average
    3M Return % 1.24 1.22 1.11 | 1.35 7 | 19 Good
    6M Return % 2.76 2.75 2.58 | 2.88 10 | 19 Good
    1Y Return % 7.50 7.33 7.06 | 7.54 5 | 19 Very Good
    3Y Return % 7.76 7.55 7.32 | 7.83 2 | 19 Very Good
    5Y Return % 6.50 6.36 6.06 | 7.29 4 | 17 Very Good
    7Y Return % 7.06 6.53 5.51 | 7.13 3 | 17 Very Good
    10Y Return % 7.33 6.97 6.23 | 7.57 3 | 15 Very Good
    1Y SIP Return % 6.46 6.36 6.04 | 6.63 6 | 19 Good
    3Y SIP Return % 7.52 7.38 7.14 | 7.57 3 | 19 Very Good
    5Y SIP Return % 7.18 7.01 6.76 | 7.23 5 | 17 Very Good
    7Y SIP Return % 6.59 6.36 6.05 | 6.79 3 | 17 Very Good
    10Y SIP Return % 6.90 6.58 6.09 | 7.00 3 | 15 Very Good
    Standard Deviation 0.44 0.41 0.37 | 0.52 17 | 19 Poor
    Semi Deviation 0.28 0.26 0.22 | 0.40 17 | 19 Poor
    Sharpe Ratio 3.28 3.19 2.03 | 4.56 10 | 19 Good
    Sterling Ratio 0.72 0.70 0.65 | 0.77 4 | 19 Very Good
    Sortino Ratio 3.50 3.94 1.21 | 8.89 11 | 19 Average
    Jensen Alpha % 4.98 5.29 4.80 | 5.79 18 | 19 Poor
    Treynor Ratio 0.06 0.08 0.05 | 0.11 16 | 19 Poor
    Modigliani Square Measure % 12.97 13.75 12.57 | 14.73 17 | 19 Poor
    Alpha % -0.92 -1.02 -1.52 | -0.33 5 | 19 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Low Duration Fund NAV Regular Growth Hdfc Low Duration Fund NAV Direct Growth
    27-01-2026 59.5987 64.8566
    23-01-2026 59.5571 64.8071
    22-01-2026 59.5475 64.7955
    21-01-2026 59.4937 64.736
    20-01-2026 59.5058 64.7481
    19-01-2026 59.5115 64.7533
    16-01-2026 59.5088 64.7472
    14-01-2026 59.5281 64.7661
    13-01-2026 59.5396 64.7776
    12-01-2026 59.5649 64.804
    09-01-2026 59.5359 64.7693
    08-01-2026 59.5314 64.7634
    07-01-2026 59.5315 64.7625
    06-01-2026 59.5491 64.7806
    05-01-2026 59.544 64.774
    02-01-2026 59.5362 64.7623
    01-01-2026 59.5374 64.7625
    31-12-2025 59.508 64.7295
    30-12-2025 59.4889 64.7077
    29-12-2025 59.498 64.7166

    Fund Launch Date: 24/Apr/2007
    Fund Category: Low Duration Fund
    Investment Objective: To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay Duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.